Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Hero Image
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Donji Stoliv
Donji Stoliv | Kotor Municipality

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Has Altitude

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Presented At
€700,000
Bedrooms
3
Bathrooms
2
Living
1,023
SQFT
Stories 1
Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 1
Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 2
Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 3
Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 4
Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 5
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Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 7
Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 8
Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 9
Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 10
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Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. - Photo 25
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Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro. , Donji Stoliv , Kotor Municipality

Charming 3-Bedroom Seafront Apartment in Stoliv

Located in a peaceful and picturesque area of Stoliv, this beautiful three-bedroom apartment offers an exceptional lifestyle right on the first line to the sea. Positioned just 10 meters from the waterfront, this 95 m² residence is situated on the 3rd floor of a well-maintained building. Property layout: Spacious living room with a dining area Open-plan, fully equipped kitchen Three comfortable bedrooms Two modern bathrooms Expansive terrace with breathtaking sea views Every room has direct access to the balcony, allowing you to enjoy stunning views of the bay and surrounding mountains. The apartment is sold fully furnished and equipped with all appliances, ready for immediate move-in. A parking area is available in front of the building, ensuring convenience for residents and guests alike. Whether you're looking for a permanent residence, a holiday retreat, or a rental investment — this property offers a perfect combination of comfort, elegance, and an unbeatable location by the sea.

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Donji Stoliv
Donji Stoliv | Kotor Municipality

3D Street View Tour

Map showing Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro.

Property Location

Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro., Donji Stoliv Kotor Municipality

Local Weather & Climate

Donji Stoliv, Kotor Municipality

Current Conditions Updated recently
55 °F
Overcast clouds
Feels Like 55°F
Humidity 94%
Wind 12 mph
Visibility 6.2 mi
Sunrise 6:06 AM
Sunset 3:47 PM
5-Day Forecast
Sun 25 Jan
Rain
High 56°
Low 51°
Mon 26 Jan
Rain
High 48°
Low 42°
Tue 27 Jan
Clouds
High 53°
Low 41°
Wed 28 Jan
Rain
High 47°
Low 44°
Thu 29 Jan
Rain
High 46°
Low 45°
Annual Climate Based on last 12 months
57° Avg Low
Jan
70° Avg High
Aug
172 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
82.1" Annual Rainfall
Wet climate
Monthly Temperatures
Jan
53°
42°
Feb
56°
45°
Mar
60°
46°
Apr
68°
53°
May
73°
59°
Jun
85°
70°
Jul
88°
73°
Aug
91°
76°
Sep
81°
67°
Oct
69°
56°
Nov
61°
51°
Dec
58°
45°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Donji Stoliv?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Donji Stoliv. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $70,000,000 20% down ($14,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$6,015
$6,015/day
Your home may appreciate while you sleep
$42,221/week $182,959/mo $2,195,506/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$38.5M
vs
OWN 📈 +$54.6M
$54.6M Potential Equity
vs $38.5M lost to rent over 10 years
$14.0M Down Payment Growth
3.9x
10yr
$54.6M
8.1x
20yr
$113.1M
12.6x
30yr
$176.8M
Wealth Comparison
×421
Equivalent to 421 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $176.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $82.4M +18%
Market $95.3M +36%
Optimistic $110.0M +57%
$54.6M est. equity
20 Years
Conservative $97.1M +39%
Market $129.8M +85%
Optimistic $172.9M +147%
$113.1M est. equity
30 Years
Conservative $114.3M +63%
Market $176.8M +153%
Optimistic $271.7M +288%
$176.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Donji Stoliv, Montenegro, Donji Stoliv, Kotor Municipality, Montenegro features 3 bedrooms with 1,023 square feet of living space.
This property offers 1,023 square feet of living space.
This property is listed at $70,000,000, which equals $68426 per square foot.
Based on current market indicators, Donji Stoliv shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Donji Stoliv features a pleasant climate. Average temperatures range from 57°F in winter to 70°F in summer. The area receives approximately 82.1 inches of precipitation annually. There are about 172 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.
Donji Stoliv tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a apartment located in Donji Stoliv, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
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